# The Basics of Blackjack

Before you can learn to play blackjack, you should know how the game works. The aim of the game is to make your hand total more than the dealer’s. If your hand totals higher than the dealer’s, you win and keep your bet. To win, you need to know how the house edge works and your options.

## Payouts

Payouts for blackjack are meant to be three-to-two, but there are some caveats to this. Often, a player must play a certain number of hands to reach the payout. Moreover, the casino has an edge over players who do not play the same number of hands.

Payouts for blackjack at a casino vary based on the type of game played. While a three-to-two game offers a higher return, a 6:5 game offers a higher payout. You can play 100 hands of 6:5 blackjack for about \$30.

## House edge

The house edge of blackjack is a mathematical formula used to calculate the odds of winning. The lower the house edge, the more likely you are to win. If the house edge is 1.5%, you can expect to win at least \$.985 of every dollar wagered, but it’s not necessarily true that you will always win. There are some variables to consider when determining the house edge, including the number of hands played, the amount of money you bet, and the length of time you play.

One way to decrease the house edge is to learn the rules for each variant of blackjack. Understanding the rules of the game will enable you to win more often and minimize your losses. In some cases, you can reduce your losses by up to 75% just by applying a basic strategy.

## Basic strategy

Before you play the game of blackjack, you need to understand the basic strategy. This strategy teaches you the best way to deal with two cards. You should know that there are certain rules that you should always follow. For example, doubling down when you have a low card value will increase your chances of busting.

When playing blackjack, you should always have enough chips to cover your basic strategy bets. Do not bet more than 20% of your stack, as this will deplete your bankroll fast. A safer bet is 5% of your chips.

## Split hands

While the strategy of splitting hands on blackjack can help players improve their chances of winning, you should also know that this move is not always advantageous. The most important rule to remember is to split only two pairs. However, you should avoid splitting pairs with aces. In this case, you can increase your chance of busting and lose more money than you would if you stayed with the high card.

## Insurance

There are many types of insurance that can protect you from risky situations. These include car insurance, health insurance, liability insurance, and property insurance. Moreover, there are insurance programs offered by casinos and other gaming establishments. Blackjack insurance is also available. It covers the risks involved in the game of blackjack, including the possibility of losing money.

One of the major advantages of blackjack insurance is that it gives you a chance to win even if you lose your initial stake. In fact, if you win your insurance bet, you will win an additional 40% of your initial bet. However, you have to be aware that taking insurance does not make sense in every situation.